Tacos!!

1 pound lean ground beef
1 package taco seasoning mix
1 can vegetarian refried beans (16 oz.)
1 jar salsa (16 oz.)
2 cups shredded Monterey Jack cheese
1 onion, chopped
½ cup chopped green pepper.

Preheat oven to 325°.

Brown ground beef, onion and green pepper in skillet. Drain fat. Mix in dry taco seasoning and ½ cup of water. Continue to cook and stir for 2 or 3 minutes. Add refried beans to meat mixture and stir well.

Pour browned meat mixture into a 9 x 13 inch glass baking dish.

Tip: I halve this recipe, put in 2 - 8 x 8 pans and freeze the extra one.

Spread the salsa over the meat and bean mixture. Bake about 15 to 20 minutes in the preheated oven. Top with shredded cheese and serve.

Serve with hard taco shells, lettuce, tomato, sour cream, hot salsa and guacamole. Everyone assembles their own tacos.